IIFL
532636Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the exchange regarding reaffirmation of Credit Ratings by Crisil Ratings Limited.
IIFL Finance Ltd is a leading diversified non-banking financial company (NBFC) headquartered in India, with a primary focus on lending and financial services for retail and small business customers. The company offers loans tailored to individuals and small enterprises, including gold loans, home loans, business loans, and microfinance, serving a customer base that spans semi-urban and rural markets across the country. IIFL Finance has built a wide distribution network with a presence in over 2,700 branches as of 2024, leveraging both physical and digital channels to enhance customer reach.
Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the exchange regarding reaffirmation of Credit Ratings by Crisil Ratings Limited.
Announcement under Regulation 30 (LODR)-Meeting Updates
IIFL Finance Limited has informed Stock Exchanges regarding Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the Exchange regarding assignment and reaffirmation of Credit Ratings by Infomerics Valuation and Rating Limited
Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the exchange regarding Assignment and reaffirmation of Credit Rating by Brickwork Ratings India Private Limited.
Announcement under Regulation 30 (LODR)-Investor Presentation
IIFL Finance Limited has informed the exchange regarding the investor presentation in relation to analyst/institutional investor meet to be held on August 19, 2026
Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the exchanges regarding upgrade in Credit Rating by Fitch Ratings.
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
IIFL Finance Limited has informed the Exchanges regarding Schedule of Analyst/ Investor Meeting dated August 19, 2026.
Announcement under Regulation 30 (LODR)-Credit Rating
IIFL Finance Limited has informed the exchange regarding Assignment and Affirmation of Credit Ratings by India Ratings and Research Private Limited.
IIFL Finance Ltd
About
IIFL Finance Ltd is a leading diversified non-banking financial company (NBFC) headquartered in India, with a primary focus on lending and financial services for retail and small business customers. The company offers loans tailored to individuals and small enterprises, including gold loans, home loans, business loans, and microfinance, serving a customer base that spans semi-urban and rural markets across the country. IIFL Finance has built a wide distribution network with a presence in over 2,700 branches as of 2024, leveraging both physical and digital channels to enhance customer reach.
The company is backed by a mix of reputed domestic and global investors, and its business model rests on prudent risk management, digital innovation, and a focus on financial inclusion. IIFL Finance is regulated by the Reserve Bank of India and maintains robust governance practices, with an emphasis on sustainability and responsible lending. Its operations are enabled through strategic partnerships and investments in technology, helping to deliver a fast, agile lending experience.
Business Model & Strategy
IIFL Finance Ltd generates revenue primarily from interest income and lending-related fee income derived from its portfolio of retail and MSME loans. The company has executed a multi-product strategy, allowing it to diversify risk across gold loans, housing finance, microfinance, and small business loans. Technology-driven origination, underwriting, and collections enable efficiency and scalability—particularly in underbanked regions.
Growth is driven by branch network expansion, deepening rural and semi-urban penetration, and cross-selling auxiliary financial products. Recent years have seen increased digital adoption, collaboration with fintechs, and co-lending programs with banks to enhance distribution and risk-sharing. The company also prioritizes asset quality and risk management to maintain healthy profitability and balance sheet strength.
Management Overview
14 MembersMr.Arun Kumar Purwar
Non-Executive - Non Independent Director-ChairpersonMr.Pranav Dholakia
Chief Risk OfficerMr.Nirmal Bhanwarlal Jain
Executive Director-MDMr.R Venkataraman
Executive Director-MDMs.Nirma Anil Bhandari
Non-Executive - Independent DirectorMr.Ramakrishnan Subramanian
Non-Executive - Independent DirectorMr.Nihar Niranjan Jambursaria
Non-Executive - Independent DirectorMr.Bijou Kurien
Non-Executive - Independent DirectorMr.Tritala Subramanian Ramakrishnan
Non-Executive - Nominee DirectorMr.Gopalakrishnan Soundarajan
Non-Executive - Non Independent DirectorMr.Bibhu Prasad Kanungo
Non-Executive - Independent DirectorMr.Kapish Jain
Chief Financial OfficerMr.Shivalingam A. Pillai
Chief Compliance OfficerMr.SamratSanyal
Company Secretary & Compliance OfficerAwards & Recognition
5 Awards- Great Place to Work Institute: Listed among 'India’s Best Workplaces in BFSI' (2024)
- Gold Award at Economic Times BFSI Excellence Awards (2024)
- S&P Global: Included in Dow Jones Sustainability Emerging Markets Index (2024)
- Recognized as one of India's Most Trusted Brands in NBFC Sector by TRA Research (2024)
- Leadership acknowledged for diversity and inclusion initiatives in BFSI sector
Market Information
Company Timeline
29+ Years of Excellence | 6 Major Milestones
Incorporation of India Infoline Ltd (original name of IIFL Finance)
Initial Public Offering (IPO) and listing on NSE and BSE
Diversification into retail lending, including gold and home loans
Demerger of wealth and securities business; focus sharpened on core lending
Launch of co-lending partnerships with leading banks and digital fintech platforms
Surpassed 2,700 branches; expanded ESG and inclusion initiatives; recognized for digital transformation
The Next Evolution
Contact Information
Registered Office
IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate
Tel: -(91-22) 41035000 / 67881000,
Fax: -(91-22) 25806654 / 67881010,
Email: shareholders@iifl.com; csteam@iifl.com
Website: iifl.com
Corporate Actions
13| Purpose | Ex Date | Record Date | BC Start | BC End |
|---|---|---|---|---|
Interim Dividend ₹4 per share | 29 Jan 2026 Thursday | 29 Jan 2026 Thursday | - | - |
Right Issue of Equity Shares | 23 Apr 2024 Tuesday | 23 Apr 2024 Tuesday | - | - |
Interim Dividend ₹4 per share | 25 Jan 2024 Thursday | 25 Jan 2024 Thursday | - | - |
Interim Dividend ₹4 per share | 07 Feb 2023 Tuesday | 07 Feb 2023 Tuesday | - | - |
Interim Dividend ₹3.50 per share | 03 Feb 2022 Thursday | 04 Feb 2022 Friday | - | - |
Interim Dividend ₹3 per share | 04 Feb 2021 Thursday | 06 Feb 2021 Saturday | - | - |
Interim Dividend ₹2.25 per share | 19 Mar 2020 Thursday | 20 Mar 2020 Friday | - | - |
Spin Off | 30 May 2019 Thursday | 31 May 2019 Friday | - | - |
Interim Dividend ₹5 per share | 06 Feb 2019 Wednesday | 07 Feb 2019 Thursday | - | - |
Interim Dividend ₹5 per share | 07 Feb 2018 Wednesday | 08 Feb 2018 Thursday | - | - |
Spin Off | 17 Oct 2017 Tuesday | 18 Oct 2017 Wednesday | - | - |
Interim Dividend ₹4.50 per share | 02 Feb 2017 Thursday | 03 Feb 2017 Friday | - | - |
Interim Dividend ₹4.25 per share | 05 Feb 2016 Friday | 08 Feb 2016 Monday | - | - |
₹27,348 Cr.
₹638
₹705 / 409
13.01
₹367.23
1.75
₹49.45
₹2.00
0.62 %
Manage Ratio
FINANCIALS
| Annual Results | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income | - | - | - | 5,096 | 4,821 | 5,989 | 7,006 | 8,447 | 10,490 | 10,237 | 13,374 | 14,364 |
| Expenses | - | - | - | 4,070 | 4,096 | 4,985 | 5,470 | 6,335 | 7,919 | 8,944 | 10,965 | 11,383 |
| Profit | - | - | - | 804 | 503 | 761 | 1,188 | 1,608 | 1,974 | 578 | 1,817 | 2,256 |
| Tax | - | - | - | 325 | 222 | 244 | 348 | 505 | 598 | 129 | 592 | 725 |
| EPS | - | - | - | 21 | 13 | 20 | 31 | 39 | 46 | 9 | 39 | 15.87 |
| Ratios | - |
Cash Flow
Consolidated Figures in Rs. Crores
| Annual Balance Sheet | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | - | - | - | 33,245 | 34,341 | 40,667 | 45,910 | 53,001 | 62,421 | 67,644 | 89,059 | - |
| Equity And Liabilities | - | - | - | 33,245 | 34,341 | 40,667 | 45,910 | 53,001 | 62,421 | 67,644 | 89,059 | - |
Shareholding Pattern
Numbers in Percentages
| Quarterly SHP Announcement Date | Mar 2016 12 Apr '16 | Mar 2017 31 Mar '17 | Mar 2018 31 Mar '18 | Mar 2019 10 Apr '19 | Mar 2020 17 Apr '20 | Mar 2021 17 Apr '21 | Mar 2022 18 Apr '22 | Mar 2023 21 Apr '23 | Mar 2024 08 May '24 | Mar 2025 21 Apr '25 | Mar 2026 20 Apr '26 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Goverments | - | - | - | - | - | - | - | - | - | - | - | - |
| Promoter And Promoter Group | - | - | - | 29.03% | 24.94% | 24.96% | 24.91% | 24.85% | 24.78% | 24.89% | 24.85% | - |
| Non Institutions | - | - | - | 45.55% | 54.60% | 53.35% | 53.39% | 43.01% | 37.47% | 41.54% | 39.90% | - |
| FII | - | - | - | - | - | - | - | 28.09% | 29.13% | 28.03% | 28.16% | - |
| DII | - | - | - | - | - | - | - | 4.05% | 8.61% | 5.53% | 7.09% | - |
| Total | - | - | - | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | - |
IIFL Finance Ltd
IIFL Finance Ltd
IIFL Finance Ltd is a leading diversified non-banking financial company (NBFC) headquartered in India, with a primary focus on lending and financial services for retail and small business customers. The company offers loans tailored to individuals and small enterprises, including gold loans, home loans, business loans, and microfinance, serving a customer base that spans semi-urban and rural markets across the country. IIFL Finance has built a wide distribution network with a presence in over 2,700 branches as of 2024, leveraging both physical and digital channels to enhance customer reach.
The company is backed by a mix of reputed domestic and global investors, and its business model rests on prudent risk management, digital innovation, and a focus on financial inclusion. IIFL Finance is regulated by the Reserve Bank of India and maintains robust governance practices, with an emphasis on sustainability and responsible lending. Its operations are enabled through strategic partnerships and investments in technology, helping to deliver a fast, agile lending experience.
IIFL Finance Ltd generates revenue primarily from interest income and lending-related fee income derived from its portfolio of retail and MSME loans. The company has executed a multi-product strategy, allowing it to diversify risk across gold loans, housing finance, microfinance, and small business loans. Technology-driven origination, underwriting, and collections enable efficiency and scalability—particularly in underbanked regions.
Growth is driven by branch network expansion, deepening rural and semi-urban penetration, and cross-selling auxiliary financial products. Recent years have seen increased digital adoption, collaboration with fintechs, and co-lending programs with banks to enhance distribution and risk-sharing. The company also prioritizes asset quality and risk management to maintain healthy profitability and balance sheet strength.
Great Place to Work Institute: Listed among 'India’s Best Workplaces in BFSI' (2024)
Gold Award at Economic Times BFSI Excellence Awards (2024)
S&P Global: Included in Dow Jones Sustainability Emerging Markets Index (2024)
Recognized as one of India's Most Trusted Brands in NBFC Sector by TRA Research (2024)
Leadership acknowledged for diversity and inclusion initiatives in BFSI sector
Incorporation of India Infoline Ltd (original name of IIFL Finance)
Initial Public Offering (IPO) and listing on NSE and BSE
Diversification into retail lending, including gold and home loans
Demerger of wealth and securities business; focus sharpened on core lending
Launch of co-lending partnerships with leading banks and digital fintech platforms
Surpassed 2,700 branches; expanded ESG and inclusion initiatives; recognized for digital transformation
Peer Comparison
| S.No. | Company Name | CMP (₹) | Market Cap (₹ Cr) | Div Yld (%) | NP Qtr (₹ Cr) | Qtr Profit Var (%) | Sales Qtr (₹ Cr) | Qtr Sales Var (%) | ROCE (%) | ROE (%) | Book Value (₹) | EPS TTM (₹) | TTMPE Ratio (₹) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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Coming Soon
Heatmap View
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Financial Ratios
Premium Feature| Company Name | P/E (TTM) | EPS (₹) | D/E | NPM | GPM | ROE (%) | ROCE (%) | P/B | |||||
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Coming Soon