LICHSGFIN
500253Announcement under Regulation 30 (LODR)-Change in Management
Intimation of change in senior Management -Cessation of Shri I Sreedhar
LIC Housing Finance Ltd (LIC HFL), a subsidiary of Life Insurance Corporation of India, is among India’s largest housing finance companies. Established in 1989, LIC HFL primarily facilitates long-term housing loans to individuals for purchase, construction, repair, and renovation of houses or flats. In addition to retail customers, the company also extends finance for corporate housing schemes and projects, catering to a broad customer base across urban and semi-urban India.
Announcement under Regulation 30 (LODR)-Change in Management
Intimation of change in senior Management -Cessation of Shri I Sreedhar
Announcement under Regulation 30 (LODR)-Change in Directorate
Appointment of Shri Sandeep Kumar as MD and CEO
Announcement under Regulation 30 (LODR)-Change in Directorate
Cessation of Shri T Adhikari as Managing Director and Chief Executive Officer
Board Meeting Outcome for Outcome Of Board Meeting Dated 28Th August, 2026
Outcome of Board Meeting dated 28th August, 2026
Shareholder Meeting / Postal Ballot-Outcome of AGM
Voting Result of 37th AGM
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Scrutinizer Report for 37th AGM
Shareholder Meeting / Postal Ballot-Outcome of AGM
Summary Proceedings of the 37th Annual General Meeting of LIC Housing Finance Limited
Clarification With Respect To Media Report Regarding NCLT Order In The Insolvency Proceedings Of Dr. Subash Chandra
We refer to certain media reports regarding the order of the Delhi Bench of NCLT in the personal insolvency proceedings of Dr. Subash Chandra under IBC and wish the provide clarification as provided in the attached letter.
Clarification On Date Of Submission Of Documents For Tax On Dividend (TDS) For Final Dividend FY 2025-26
Clarification on date of submission of documents for Tax on Dividend (TDS) for final dividend FY 2025-26
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Transcript of Call for Q1 FY26-27
Reg. 34 (1) Annual Report.
37th Annual General Report of the Company
Intimation And Notice Of 37Th Annual General Meeting Of The Company
Intimation and Notice of 37th Annual General Meeting of the Company
LIC Housing Finance Ltd
About
LIC Housing Finance Ltd (LIC HFL), a subsidiary of Life Insurance Corporation of India, is among India’s largest housing finance companies. Established in 1989, LIC HFL primarily facilitates long-term housing loans to individuals for purchase, construction, repair, and renovation of houses or flats. In addition to retail customers, the company also extends finance for corporate housing schemes and projects, catering to a broad customer base across urban and semi-urban India.
Headquartered in Mumbai, LIC HFL operates through an extensive network of branch offices and satellite centers across India. The company’s widespread reach and affiliation with its parent LIC enable it to leverage strong brand trust, enabling broad market penetration and customer loyalty in the mortgage finance segment.
Business Model & Strategy
LIC HFL earns primarily through interest income generated by disbursing home loans to individuals and project loans to developers. The company relies on a diversified funding base, including term loans, debentures, and deposits. It continually strengthens its balance sheet with prudent asset-liability management, leveraging technology to streamline loan origination, credit assessment, and collections.
Strategically, the company is focused on expanding retail lending, digitizing its loan process, and increasing cross-selling of insurance and financial products in collaboration with LIC. Growth vectors include deeper penetration of affordable housing finance, digital partnerships, product diversification, and tapping into emerging Tier II and Tier III urban markets.
Management Overview
16 MembersMs.PurtiSamant
Chief Risk OfficerMr.Ratnakar Patnaik
Non-Executive - Nominee DirectorMr.Ameet Navinchandra Patel
Non-Executive - Independent DirectorMr.Koteswara Rao Pottimutyala
Non-Executive - Non Independent DirectorMr.Kashi Prasad Khandelwal
Non-Executive - Independent DirectorMr.Sanjay Kumar Khemani
Non-Executive - Independent DirectorMr.Akshay Kumar Rout
Non-Executive - Non Independent DirectorMs.Jagennath Jayanthi
Non-Executive - Independent DirectorMr.Ravi Krishan Takkar
Non-Executive - Independent DirectorMr.Ramesh Lakshman Adige
Non-Executive - Independent DirectorMr.Anil Kaul
Non-Executive - Independent DirectorMr.T C Suseel Kumar
Non-Executive - Independent DirectorMr.Masil Jeya Mohan
Non-Executive - Independent DirectorMr.Tribhuwan Adhikari
Executive - Nominee DirectorMr.Lokesh Mundhra
Chief Financial OfficerMs.Varsha Hardasani
Company Secretary & Compliance OfficerAwards & Recognition
5 Awards- Awarded 'Best Housing Finance Company' at ET BFSI Excellence Awards 2024
- Featured in Brand Finance India 100 - Most Valuable Indian Brands, 2024
- Received 'National Award for Excellence in Housing Finance' by ASSOCHAM, 2023
- Consistently ranks high in independent surveys for customer trust and transparency
- Recipient of 'India’s Most Trusted Brand' in Housing Finance by Trust Research Advisory, 2024
Market Information
Company Timeline
35+ Years of Excellence | 7 Major Milestones
Incorporation of LIC Housing Finance Ltd
Initial Public Offering (IPO) and listing on NSE and BSE
Reached milestone of INR 50,000 crore in loan disbursements
Launch of digital loan processing and e-services platform
Implementation of enhanced digital customer service initiatives
Received ASSOCHAM National Award for Excellence in Housing Finance
Awarded ET BFSI Excellence Award for Best Housing Finance Company
The Next Evolution
Contact Information
Registered Office
Bombay Life Building, 2nd Floor, 45 / 47, Veer Nariman Road,
Tel: 022-22178611 / 22020006 / 22049799 / 22049919,
Fax: 022-22178777 / 22049839 / 22049682,
Email: lichousing@lichousing.com; nitin_jage@lichousing.com
Website: lichousing.com
Corporate Actions
12| Purpose | Ex Date | Record Date | BC Start | BC End |
|---|---|---|---|---|
Final Dividend ₹10 per share | 21 Aug 2026 Friday | 21 Aug 2026 Friday | - | - |
Final Dividend ₹10 per share | 22 Aug 2025 Friday | 22 Aug 2025 Friday | - | - |
Final Dividend ₹9 per share | 23 Aug 2024 Friday | - | 24 Aug 2024 Saturday | 29 Aug 2024 Thursday |
Final Dividend ₹8.50 per share | 18 Aug 2023 Friday | - | 19 Aug 2023 Saturday | 27 Aug 2023 Sunday |
Dividend ₹8.50 per share | 19 Sep 2022 Monday | - | 21 Sep 2022 Wednesday | 29 Sep 2022 Thursday |
Dividend ₹8.50 per share | 16 Sep 2021 Thursday | - | 19 Sep 2021 Sunday | 27 Sep 2021 Monday |
Dividend ₹8 per share | 17 Sep 2020 Thursday | - | 20 Sep 2020 Sunday | 28 Sep 2020 Monday |
Dividend ₹7.60 per share | 16 Aug 2019 Friday | - | 20 Aug 2019 Tuesday | 28 Aug 2019 Wednesday |
Dividend ₹6.80 per share | 09 Aug 2018 Thursday | - | 11 Aug 2018 Saturday | 20 Aug 2018 Monday |
Dividend ₹6.20 per share | 08 Aug 2017 Tuesday | - | 10 Aug 2017 Thursday | 18 Aug 2017 Friday |
Dividend ₹5.50 per share | 09 Aug 2016 Tuesday | - | 11 Aug 2016 Thursday | 19 Aug 2016 Friday |
Dividend ₹5 per share | 07 Aug 2015 Friday | - | 11 Aug 2015 Tuesday | 19 Aug 2015 Wednesday |
₹29,208 Cr.
₹530
₹598 / 459
5.09
₹753.24
0.71
₹104.33
₹2.00
1.88 %
Manage Ratio
FINANCIALS
| Annual Results | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income | - | - | - | 17,396 | 19,707 | 19,880 | 20,005 | 22,728 | 27,278 | 28,111 | 28,843 | 28,692 |
| Expenses | - | - | - | 14,004 | 16,425 | 16,515 | 17,218 | 19,167 | 21,213 | 21,235 | 21,743 | 21,397 |
| Profit | - | - | - | 2,434 | 2,404 | 2,743 | 2,287 | 2,891 | 4,763 | 5,443 | 5,604 | 5,739 |
| Tax | - | - | - | 957 | 879 | 624 | 501 | 670 | 1,305 | 1,436 | 1,499 | 1,561 |
| EPS | - | - | - | 48 | 48 | 54 | 43 | 53 | 87 | 99 | 102 | 27.25 |
| Ratios | - |
Cash Flow
Consolidated Figures in Rs. Crores
| Annual Balance Sheet | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | - | - | - | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 | 3,25,213 | - |
| Equity And Liabilities | - | - | - | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 | 3,25,213 | - |
Shareholding Pattern
Numbers in Percentages
| Quarterly SHP Announcement Date | Mar 2016 12 Apr '16 | Mar 2017 31 Mar '17 | Mar 2018 31 Mar '18 | Mar 2019 12 Apr '19 | Mar 2020 18 Apr '20 | Mar 2021 19 Apr '21 | Mar 2022 18 Apr '22 | Mar 2023 12 Apr '23 | Mar 2024 15 Apr '24 | Mar 2025 19 Apr '25 | Mar 2026 16 Apr '26 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Goverments | - | - | - | - | - | - | - | - | - | - | - | - |
| Promoter And Promoter Group | - | - | - | 40.31% | 40.31% | 40.31% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | - |
| Non Institutions | - | - | - | 19.27% | 13.37% | 14.67% | 15.50% | 12.92% | 10.18% | 11.87% | 12.48% | - |
| FII | - | - | - | - | - | - | - | 17.66% | 22.59% | 21.55% | 21.39% | - |
| DII | - | - | - | - | - | - | - | 24.18% | 21.99% | 21.34% | 20.89% | - |
| Total | - | - | - | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | - |
LIC Housing Finance Ltd
LIC Housing Finance Ltd
LIC Housing Finance Ltd (LIC HFL), a subsidiary of Life Insurance Corporation of India, is among India’s largest housing finance companies. Established in 1989, LIC HFL primarily facilitates long-term housing loans to individuals for purchase, construction, repair, and renovation of houses or flats. In addition to retail customers, the company also extends finance for corporate housing schemes and projects, catering to a broad customer base across urban and semi-urban India.
Headquartered in Mumbai, LIC HFL operates through an extensive network of branch offices and satellite centers across India. The company’s widespread reach and affiliation with its parent LIC enable it to leverage strong brand trust, enabling broad market penetration and customer loyalty in the mortgage finance segment.
LIC HFL earns primarily through interest income generated by disbursing home loans to individuals and project loans to developers. The company relies on a diversified funding base, including term loans, debentures, and deposits. It continually strengthens its balance sheet with prudent asset-liability management, leveraging technology to streamline loan origination, credit assessment, and collections.
Strategically, the company is focused on expanding retail lending, digitizing its loan process, and increasing cross-selling of insurance and financial products in collaboration with LIC. Growth vectors include deeper penetration of affordable housing finance, digital partnerships, product diversification, and tapping into emerging Tier II and Tier III urban markets.
Awarded 'Best Housing Finance Company' at ET BFSI Excellence Awards 2024
Featured in Brand Finance India 100 - Most Valuable Indian Brands, 2024
Received 'National Award for Excellence in Housing Finance' by ASSOCHAM, 2023
Consistently ranks high in independent surveys for customer trust and transparency
Recipient of 'India’s Most Trusted Brand' in Housing Finance by Trust Research Advisory, 2024
Incorporation of LIC Housing Finance Ltd
Initial Public Offering (IPO) and listing on NSE and BSE
Reached milestone of INR 50,000 crore in loan disbursements
Launch of digital loan processing and e-services platform
Implementation of enhanced digital customer service initiatives
Received ASSOCHAM National Award for Excellence in Housing Finance
Awarded ET BFSI Excellence Award for Best Housing Finance Company
Peer Comparison
| S.No. | Company Name | CMP (₹) | Market Cap (₹ Cr) | Div Yld (%) | NP Qtr (₹ Cr) | Qtr Profit Var (%) | Sales Qtr (₹ Cr) | Qtr Sales Var (%) | ROCE (%) | ROE (%) | Book Value (₹) | EPS TTM (₹) | TTMPE Ratio (₹) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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Coming Soon
Heatmap View
Premium Feature| Company | CMP (₹) | MCap (₹ Cr) | EPS TTM (₹) | ||||||||||
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Financial Ratios
Premium Feature| Company Name | P/E (TTM) | EPS (₹) | D/E | NPM | GPM | ROE (%) | ROCE (%) | P/B | |||||
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Coming Soon